(954) 547.4601


srathe@comcast.net

Wednesday, October 03, 2012
Tags:   Lakeview, Just listed, Pool

New on the market!  Immpecable 4 bedroom 2.5 bath home in resort style community of Sunset Lakes / Grand Isles. Features include a gorgeous pavered patio, beautifully landscaped back yard with a pool overlooking the lake, tray ceilings, decorative columns & ceiling fans, 2 car garage, plenty of natural light & much much more.


Wednesday, January 04, 2012
Tags:   miramar, sandra rathe, Luxury Home, Price Reduction, Lake front, Pool

Don't miss out on this great opportunity to own a home in the upscale community of Harbour Lakes Estates.  Located on a spectacular lake is this lovely 6 bedroom, 4 full bathroom home with a 3 car garage and pool.  The view from this home will take your breath away.  With too many upgrades to list you will enjoy real wood floors in all 6 bedrooms, crown moldings, decorative columns, granite counter tops, 25' long master closet with built-ins, dressing/make up area in master bedroom, luxury spa master bath, accordian shutters, screened in patio, pool overlooking the lake and so much more.  We just reduced the price to $574,900 making this the most affordable luxury home.  Home is located at 1894 SW 185th, Miramar, FL.  Call Sandra Rathe today to schedule a private viewing, 954-547-4601.


Saturday, October 22, 2011
Tags:   miramar, home selling, Home Buying, Pool, Silver Shores, sandra rathe

This grand executive home has 6 bedrooms and 4 full baths. Elegant two-story entrance with formal living and dining rooms. New laminate wood flooring throughout 2nd floor.  Wrought iron railing and crown moldings are stunning accents.  New lighting was just installed in all baths and hallway. Upper floor was just painted and has new custom blinds. Home has a beautiful large pool.  This gated community has many amenities including miniature golf, clubhouse, tennis, and much more.

This home is offered at $459,000. Please contact Sandra Rathe at 954-547-4601 for more details.


Thursday, October 06, 2011
Tags:   Sunset Lakes, sandra rathe, townhouse, Short Sale, resort, miramar, Pool

This lovely 3/3 two story townhouse has one bedroom and full bath on the first floor and the master bedroom/master bathroom on the second floor along with the second bedroom and another full bath. The entire first floor is tiled and the upstairs is wood.  There's a separate laundry room inside the home and a built in computer area upstairs. This home also features an amazing extra large screened in patio with plenty of privacy.  This Montego model is located within the beautiful resort style community of Sunset Lakes.  This gated community features many amenities including tropical resort style swimming pool, fitness center, tennis courts, basketball court, 4 large playgrounds, and much more.

 This townhouse is a short sale offered for $195,000. Please contact Sandra Rathe at 954-547-4601.


Wednesday, June 01, 2011
Tags:   Luxury Home, Sunset Lakes, Water Front, real estate, south florida, miramar, Pool, mortgage

This is a question that many people ponder about these days that fell victim to a short sale or went into a short sale as a strategic measure. I wish there was a clear concise answer to this question but unfortunately there is not. Most banks or lenders would probably tell you that you have to wait a minimum of 3 years and that would be the end of the conversation. Other lenders may allow you to purchase a home a lot sooner if you meet certain conditions. Here are two examples of how a homeowner may qualify for a new loan after doing a short sale: 1) A borrower that never went late on their mortgage during the short sale process and the proceeds from the short sale served as full payment for the loan. I know most banks or lenders will advise you that you have to be late in order to even be considered for a short sale but nevertheless if your lender did not have this as a requirement then you may be able to purchase a new home through an FHA approved lender. 2) A borrower that did go late but the short sale was due to a situation that was beyond the borrower’s control (i.e. the death of a primary wage earner, an unexpected illness, etc..) and the credit report indicates the borrower had satisfactory credit leading up to the circumstance that caused the default.

There could be other reasons that a lender would consider extending credit to a homeowner after a recent short sale but it would truly be on a case by case basis. I would advise anyone that did have a short sale and is looking to purchase again in the near future to keep an eye on their credit score and try to achieve a minimum score of 680 or above. I would also document your hardship and explain in great detail as to what caused you to fall behind on your mortgage and explain what steps you have taken to assure the bank or lender that it will not happen again. Time may be your only friend when it comes to a recent short sale but I believe more banks and lenders will be somewhat forgiving as we move forward especially if you fall into one of the examples above. If you are interested in more information on this topic or have any questions in regards to your current or future mortgage situation, please feel free to contact Dan Longman, President, of Priority Lending Corp at 954-438-3776 Ext.11 or email him at prioritydan@bellsouth.net
 

Tuesday, May 24, 2011
Tags:   Water Front, Luxurey Home, Sunset Lakes, Pool, miramar, real estate

New on the market is this luxury home located in the resort style community of Sunset Lakes.  This home has it all: a spectacular lake view, large pool and patio, balcony off the master, granite counter tops, accordian shutters and so much more!  As you enter this home you will be awe struck by the spectacular two story entrance.  These high ceilings extend throughout the formal living room and formal dining room.  The gourmet kitchen is oversized with an eat in area overlooking the lake.  Several new appliances including trash compactor.  The home has an enormous  family room overlooking the lake.  One bedroom and full bath are conveniently located on the first floor and 4 bedrooms plus a loft are upstairs.  The open loft could easily be converted into a 6th bedroom.  The master bedroom has a wonderful sitting area, walk-in closets, large spa bath and a private balcony overlooking the lake.  This home is impeccable and ready for a new family to enjoy it.  Call today to make your appointment for a private showing of this home.  Sandra Rathe 954-547-4601 Home is located at 5393 SW 186th Way, Miramar, FL.


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